March 12, 2019
Most people have come across the term “reverse mortgage” or have heard people talking about them, good or bad. But many people aren’t quite sure what a reverse mortgage is, so I’d like to try and explain. Here are some points for you to better …
October 19, 2018
Investors need to make a very important decision when it comes to an investment philosophy. It doesn’t matter what type of investment is purchased, the philosophy of the investment plan will still be determined by this decision. There is no escaping this decision, even if …
August 17, 2018
Fifteen years ago, a prospective client found me online and asked if we could meet to discuss their situation. After a brief conversation on the phone, we set up an appointment. Admittedly, I was a bit apprehensive since they told me they had already met …
June 8, 2018
When the prices of goods and services increase over time, consumers can buy fewer of them with every dollar they have saved. This erosion of the real purchasing power of wealth is called inflation. Inflation is an important element of investing. In many cases, the …
April 27, 2018
Where is the stock market going? Is the Fed going to increase interest rates? What is happening in China? Where are oil prices headed? There is plenty of daily media attention given to these questions as well as explanations as to why certain things happened. …
January 31, 2018
One question I am asked a lot is “What did the market do today?” Most of the time my answer is “I don’t know.” Not that I am trying to be flip; I honestly do not know. Yes, I am in the financial business and …
December 5, 2017
Looking Around The financial media is drawn to catch phrases, acronyms and buzzwords that can be sold as the hot new thing – FAANG (Facebook, Apple, Amazon, Netflix and Google) being the latest of these. Journalists, commentators and marketers use acronyms like FAANG because they …
November 14, 2017
Last year at this time, I was in a hotel room in New York City on election night. I was three hours ahead of everyone back home, the polls were just starting to close on the East Coast and the results were starting to trickle …
October 18, 2017
“Leading by example” is probably one of the most overused yet undervalued pieces of parenting advice. This is particularly true when it comes to personal finances. Many parents aren’t sure what to teach their children about money, yet they will ultimately be the most influential …
August 15, 2017
Despite sobering statistics about most Americans’ lack of retirement savings, many people have done an admirable job. Through a combination of disciplined savings habits, a moderate lifestyle and a little luck, many find themselves with enough reserves to retire quite comfortably. However, once it comes time for these retirees to reap …
Receive news and insights