Featured Blog Posts

August 27, 2021

The Cycle of Market Emotions

I like to say there are eight different emotions we have when investing in the stock market: Optimistic Excited Elated Concerned Nervous Alarmed Frightened Relieved And they will cycle in that order and follow the up and down chart of the stock market. When people …

March 24, 2021

To Bit or Not to Bit?

Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios. I have been fielding many questions as well. Here is an article presented by Dimensional Fund Advisors, DFA. …

February 23, 2021

Think Investing Is a Game? Stop.

With the recent volatility and swirling news around GameStop and Robinhood, along with Congressional hearings regarding this latest episode of irrationality, I want to pause our regular series of Investment Principles blog posts and share a paper written from David Booth, Executive Chairman and Founder …

January 11, 2020

Investing Principle #1: Planning

We live in a world of abundant consumer choices, which can be empowering but at the same time confusing and frustrating. Investing is no different. With thousands of investment choices, advisors, TV shows, mobile apps and news headlines – how can anyone make sense of …

September 16, 2019

A Tale of Two Decades: Lessons for Long‑Term Investors

The first decade of the 21st century, and the second one that’s drawing to a close, have reinforced for investors some timeless market lessons: Returns can vary sharply from one period to another. Holding a broadly diversified portfolio can help smooth out the swings. And …

August 17, 2018

It’s Your Financial Plan, Not Mine

Fifteen years ago, a prospective client found me online and asked if we could meet to discuss their situation. After a brief conversation on the phone, we set up an appointment. Admittedly, I was a bit apprehensive since they told me they had already met …

April 27, 2018

Control What You Can

Where is the stock market going? Is the Fed going to increase interest rates? What is happening in China? Where are oil prices headed? There is plenty of daily media attention given to these questions as well as explanations as to why certain things happened. …

January 31, 2018

You Shouldn’t Care How the Market Performed Today

One question I am asked a lot is “What did the market do today?” Most of the time my answer is “I don’t know.” Not that I am trying to be flip; I honestly do not know. Yes, I am in the financial business and …

November 14, 2017

Even a Pro Can Fall Victim to the Headlines

Last year at this time, I was in a hotel room in New York City on election night. I was three hours ahead of everyone back home, the polls were just starting to close on the East Coast and the results were starting to trickle …

October 18, 2017

Your Children’s Financial Success Depends on One Key Quality

“Leading by example” is probably one of the most overused yet undervalued pieces of parenting advice. This is particularly true when it comes to personal finances. Many parents aren’t sure what to teach their children about money, yet they will ultimately be the most influential …