Client Basics Blog Posts

August 17, 2018

It’s Your Financial Plan, Not Mine

Fifteen years ago, a prospective client found me online and asked if we could meet to discuss their situation. After a brief conversation on the phone, we set up an appointment. Admittedly, I was a bit apprehensive since they told me they had already met …

April 27, 2018

Control What You Can

Where is the stock market going? Is the Fed going to increase interest rates? What is happening in China? Where are oil prices headed? There is plenty of daily media attention given to these questions as well as explanations as to why certain things happened. …

August 15, 2017

Overcoming the Fear of Spending in Retirement

Despite sobering statistics about most Americans’ lack of retirement savings, many people have done an admirable job. Through a combination of disciplined savings habits, a moderate lifestyle and a little luck, many find themselves with enough reserves to retire quite comfortably. However, once it comes time for these retirees to reap …

December 28, 2016

Fiduciary Duty vs. Suitability Standard

Being an independent fee-only advisor, I am legally required to act as a fiduciary for my clients. This means that I must put my clients interests first and put my clients interests ahead of my own. I’d like to illustrate this point with a car …