January 20, 2023
Thank goodness 2022 is over. But what does 2023 hold for us? If we base our predictions on recent memories, then we probably don’t have much hope. The good thing though is markets don’t have memories. They don’t think about the past. It’s about today …
March 30, 2022
Most retirement planning is all about that magic number you are trying to achieve before you can retire. How much do you have? Sure, we have to think about financial matters, taxes, how best to supplement your income, Social Security, Medicare; all during this decumulation …
November 19, 2021
Is your portfolio prepared for the next downturn in the market, or are you carrying too much risk? We know that markets can go from bulls to bears very quickly, and you want to make sure your portfolios are prepared when the bear shows up …
August 27, 2021
I like to say there are eight different emotions we have when investing in the stock market: Optimistic Excited Elated Concerned Nervous Alarmed Frightened Relieved And they will cycle in that order and follow the up and down chart of the stock market. When people …
July 20, 2021
Fear and greed are the two most essential emotions when it comes to our financial well-being. When I first meet with people, I identify which camp they reside in because everything going forward will be dictated by their emotional fear or greed. The overwhelming driver …
June 20, 2021
With an investment philosophy, you always know how you will invest and why. For example, let’s say you decide to go on a long cross-country hike to a beautiful mountain lake. It will take a couple of days, and the path will be steep and …
April 23, 2021
“Inflation is taxation without legislation.” —Milton Friedman, Noble Laureate in Economics A typical 65-year-old baby boomer couple has a joint life expectancy of 30 years, meaning there is a high probability that at least one of them will live to age 95. And 30 years …
March 24, 2021
Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios. I have been fielding many questions as well. Here is an article presented by Dimensional Fund Advisors, DFA. …
February 23, 2021
With the recent volatility and swirling news around GameStop and Robinhood, along with Congressional hearings regarding this latest episode of irrationality, I want to pause our regular series of Investment Principles blog posts and share a paper written from David Booth, Executive Chairman and Founder …
January 19, 2021
You are about to retire, and you think it would be nice to retire in a place with a mild climate. So, you do a little research and find two cities with an annual average temperature of about 65 degrees – San Francisco and St. …
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